The Signature Loan is ideal for expenses like a vacation, college books, a new computer, home improvements, debt consolidation, or any of life’s expenses that pop up.
- Available in amounts of $500 or greater
- Fixed-rate loans up to 66 months
- Fixed monthly payments so you can calculate your budget
Terms | APR1 |
Up to 36 months | as low as 9.74% |
37-48 months | as low as 8.24% |
49-66 months | as low as 9.74% |
Line of Credit
This revolving Line of Credit helps guard against overdrafts by automatically transferring funds to your checking account when you’re overdrawn. This means no penalty charges for non-sufficient funds. You may also access your Line of Credit via cash advances. The minimum loan amount is $500.
Term | APR1 |
Open Ended | 18.00%2 |
Share Secured Loans
An alternative option that uses a share or certificate account as collateral, this fixed-rate loan allows for financing the share or certificate balance. The pledged assets will be “frozen” for the duration of the loan, but continue to earn dividends on the balance.
Product | Terms | APR1 |
Shared Secured | Up to 60 months | As low as 6.99% APR, OR 2.00% above current dividend rate, whichever is greater |
Certificate Secured | Up to 60 months | As low as 6.99% APR, OR 2.00% above current dividend rate, whichever is greater |
Fresh Start Loan
The Fresh Start Loan is designed to help you improve your credit score. With an increased credit score, you can save money in the long run by getting better rates on home and auto loans.
Here are a few things to note before beginning your path to a fresh start:
- Applicants must have at least 3 months of direct deposits into their Signal account before applying
- We’ll also ask you to complete our financial literacy course, Balance Track, to help propel your journey toward financial success
Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
Routing Number:
255075495
Main Line
301-933-9100
VISA® Credit Card: General Assistance
For Consumer/Business Cards:
800-328-3018
For Visa Signature Cards:
800-328-3033
ATM/VISA® Debit Card: Lost/Stolen
866-498-2213
Automated Phone System
800-447-8997